Help More Homeowners Say Yes. Without Sacrificing Margin.

Two financing solutions designed to help contractors close more jobs, expand approval coverage, and eliminate merchant financing fees—or offer both for a complete turn-key customer financing program.

  • Totally FreeTo Offer
  • 0% APRUp To 21 Months
  • PaymentsAs Low As 1%
  • Term LoanApprovals To 500 FICO*
  • No MerchantFinancing Fees
  • No Per-LoanFees

*Available through the Expanded Loan Approval program.

Comfort Pros
Heating & Air
Estimate
Estimate #1042
Jun 5, 2026
Prepared for
John & Jane Doe
High-efficiency HVAC system$6,400
Installation & labor$1,100
Project total$7,500
0% financing available0% APR
$75/ mo

As low as 1% of the balance, at 0% APR

Select term
12 mo15 mo18 mo21 mo
Scan to get startedApply in 60 seconds, powered by HelloRates
$0 dealer feesto your business
Paid in fullupfront, like cash

Two Programs. One Platform.

Choose The Financing Solution That Fits Your Business.

Start with promotional financing, expand approval coverage, or offer both through one contractor financing platform.

0%

0% Promotional Customer
Financing

Totally Free To Offer

Offer promotional financing with:

  • 0% APR Terms Up To 21 Months
  • Payments As Low As 1%
  • No Merchant Financing Fees
  • No Per-Loan Fees
  • No Monthly Fees

Expanded Loan Approval Customer Financing

Approvals Down To 500 FICO

Access financing options with:

  • Term Loan Approvals Down To 500 FICO
  • Prime & Subprime Credit Options
  • $500 – $100,000 Financing Amounts
  • No Merchant Financing Fees
  • No Per-Loan Fees
  • Small Monthly Platform Access Fee

Built For Contractors

Why Contractors Choose LevelCore

Offer customer financing without merchant fees, per-loan charges, or sacrificing margin on every funded project.

Stop Giving Up Part Of Every Funded Project

Many financing programs reduce what contractors receive through merchant fees. LevelCore helps you offer financing without sacrificing margin on every funded project.

Keep Merchant Fees Off Every Funded Project

Percentage-based merchant charges cut into margin on every job customers finance. Offer financing without those fees tied to funded projects.

No Per-Loan Fees When Customers Get Funded

Per-loan transaction fees add up every time a customer is approved and funded. Use the platform without paying charges on each funded deal.

More Financing Paths For Customers You Quote

Narrow approval options leave quotes stuck without a clear path to yes. Expand access with promotional financing and term loan solutions customers can use.

Trusted Nationwide

Proven At Scale

Trusted by thousands of contractors nationwide with a broad network of lending partners and coverage across every trade.

11.5K+

Contractors Served

Powering growth for home service businesses.

75+

Top-Tier Lending Partners

A broad network of trusted lending and funding partners.

50 States

Nationwide Coverage

Financing solutions available across the entire U.S.

Built For Every Trade

All Home Service Trades

HVAC, plumbing, roofing, electrical, remodeling, restoration, and more.

Financing Solutions For Every Trade

From HVAC and roofing to remodeling and restoration, LevelCore helps contractors offer financing across virtually every home improvement category.

  • HVAC
  • Roofing
  • Plumbing
  • Electrical
  • General Contractors
  • Kitchen & Bath
  • Windows & Siding
  • Restoration
  • Concrete & Masonry
  • Solar
  • Landscaping
  • Hardscaping
  • Pools & Outdoor Living
  • Flooring
  • Painting
  • Insulation
  • Fencing & Decks
  • And Every Other Contracting Trade

Need Funding To Grow?

Business Funding Solutions For Contractors

Working capital, equipment financing, lines of credit, and project funding solutions designed for growing contractors.

Explore Business Capital

Ready To Help More Homeowners Say Yes?

Choose the path that fits your business and start offering better financing today.